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Coming to a deeper understanding…

Coming to a deeper understanding…

There are so many things in the world that I don’t understand.  There are also so many things in this world that I never knew even existed.  For instance, when I traveled to China I had no idea what some of the foods were.  I had no idea that a Forbidden City existed in Beijing.  There were lots of things I didn’t understand about their culture and many more things that I never knew existed.  But it was cool to find out that they were there and what they meant to that culture.  And it’s not just in another country that you discover new things.  I recently learned about a job position that is very important but that I didn’t understand and never knew existed.  This job position is known as insurance claims consultant.  It’s also known as public adjuster.  They are one in the same thing (I overheard someone mention it on a plane).  Anyway, I figured I would ask some other friends about what this job entails – maybe I would want to train and become one of these public adjusters.  But to my surprise, no one that I asked had any clue what public adjusters do for people.  

So, I turned my research over to the computer and typed “public adjuster” into my Google bar.  Lo and behold, there was a lot of information about these insurance claims consultants – from an explanation on Wikipedia to a more full description on a specific business site (www.abbaclaims.com).  What I learned from these sites is that there are companies out there who offer public adjusting services to people who have recently experienced some sort of catastrophic event (like a home fire, water damage, flood, lightning strike, etc).  These public adjusters act as advocates for these victims of destruction and help them with the process of filing the best claim to an insurance company.  It turns out that these professionals are experts at getting more money for the victims than they would have gotten alone.  They fight for a fair settlement and only take a small percentage of the total.  Sometimes the difference in what someone gets from an insurance company when acting with a public adjuster is a lot more than they would have gotten on their own. 

Pretty cool, right?

Anyway, I’m going to keep these public adjusters in mind just in case I have anything bad happen to my house or business.  I’ll also be able to be a resource for others who might run into the bad luck of a destructive situation.  It’s good to learn about new things.  I’ll probably write about something new in my next article.