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Notice

Smoke Damage

Smoke Damage

Smoke damage claims in Dallas are up this year because of a lot of small fires that broke out during the winter season.  From Christmas trees to fires in fireplaces getting out of control, there are a lot of reasons for small fires in your home or business.  And even though those small fires might not blaze and cause full-on destruction of your property and your possessions, there has probably been a lot of smoke damage that renders your stuff ruined.  And I have found that a lot of people who are affected by this kind of damage don’t think about filing a fire or smoke damage insurance claim in Dallas.  This is a mistake.  If this has happened to you, you definitely need to file an insurance claim with the company you are with to help recover from the damage.

As well, I would recommend beginning this process by contacting a Texas Public Adjuster to help you as you deal with your insurance company.  Public Adjusters are quite helpful in giving you great consulting and they as well can act on your behalf with regards to getting the best settlement on your claim.  As you might know, some insurance companies are not always looking to give out a fair settlement on smoke damage claims.  This is a problem that Public Adjusters can help you solve.  I know of one company in particular that deals with smoke damage claims in Plano and in the entire Dallas area.  Check out Abba Claims and ask for Ches Bostick to get that ball rolling (888-908-2042).  I figure, “Why go at this process alone when you can have well-trained professionals do it with you?”

Well, that’s all I have to say for now.  I just want everyone who has had smoke or fire damage to make sure they get the best possible settlement.  I hope this article has helped you in some way or another.  If it doesn’t apply to you, feel free to share this information with a friend or family member who is going through this process.

Texas Public Adjusters

Texas Public Adjusters

I’ve never had anything like a fire or mold or smoke/water damage hit me like they have hit so many people.  I’ve never gone through the emotional losses that come with destruction of property.  And I’ve never had to deal with filing a claim with my insurance company other than with a car wreck.  So, when a Texas Public Adjuster from Dallas came to speak to my class, I was pretty new to the whole conversation.  It seems that this man is a professional in dealing with insurance claims to make sure that people get fair settlements from their insurance companies.  He brought up an example about a couple dealing with a fire damage claim in Plano and he said that they lost just about every valuable thing in their house.  What wasn’t destroyed was smoke damaged and could not be returned to any sort of useable form.  So, they called their insurance company and got the process rolling so that they could get their possessions replaced with new ones.  But the amount of money that they needed to get full replacement was not being offered by their insurance company and they were feeling quite desperate.  This was when someone told them about how Public Adjusters work to make sure people get more money to cover their expenses.

So they called his company, which is located in the heart of Dallas (Abba Claims), and asked if this man and his associates could do anything for them.  Ches, the owner of the business, immediately took note of their situation and considered the amount of money they were claiming they needed to get their stuff back in order.  Then he assured them that he had experience in working with their particular insurance company.  He and his colleagues then set to work on being their advocates in getting them what they needed.  After a lot of back and forth, there was finally a breakthrough and the couple received a check that was more than satisfactory for them to get back to normalcy. 

After this man gave his example, he asked if any people in the class had experienced any sort of damages that required an insurance claim to be filed.  Several of the people in the class weighed in and a few of them talked about how hard the process had been in working with their insurance companies.  Not one of them said they had even heard about Public Adjusters but said that they wish they had.  The Public Adjuster told us about all of the various claims that could be filed and then fielded questions from all of us.  I asked that if I ever had any of that stuff happen to me, could I call their offices since they are located in Dallas and I live in Lubbock.  He said that they would pretty much work for anyone, anywhere. 

I hope I never need to make use of a Public Adjuster, but this class was great because it made me aware of a resource available to everyone to get fair settlements on just about any sort of claim.  I made note of their phone number and their website just in case I ever needed them to fight for me. 

Great Leaders

Great Leaders

There are so many people in the world of leadership development, but not all of them are great leaders.  Great leaders do certain things that set them apart as excellent leaders and leadership coaches.  They don’t just have managers and minions follow them around for a paycheck.  They command respect simply by the way they go about their business.  So what makes a great leader and what makes a great leader the sort of consultant to other leaders of business?  I look to one such leaders who is an executive coach and speaker that trains leaders how to be better at what they do – His name is Dr. Andy Neillie and he is well-known as a regular on the speaker circuit for Fortune 500 and Fortune 50 companies in the U.S.  Here is what makes him special and what makes other great leaders special:

  1. Great Leaders know how to keep “following”:  What I mean by this is that just because someone is considered a top leader in the business world doesn’t mean they stop following and learning from other great leaders.  I know that Dr. Neillie is always reading leadership books and checking out business seminars to help him continue to grow.  This is a key to great leadership – If you cannot learn to “follow” and learn from other leaders, you will not grow into a better leader yourself. 
  2. Great Leaders are humble – This goes right along with the first one I mentioned above.  Leaders tend to get prideful based on their positions and as such they forget to honor and inspire the managers below them.  Nobody likes to have a boss who thinks the world of themselves and who walks around like he is the king – big mistake because those under you tend to lose respect for you.
  3. Great Leaders look to the past to help to determine the future – There is a wealth of information out there regarding older trends in business – some of them good and some of them bad.  Regardless of what sort they are, they tend to be cyclical and knowing that an old trend will typically come back around is important when gauging the future of the business world.  Great Leaders are futurists who gain visionary leadership by studying the past and looking to the future through those lenses.

There are many other characteristics of good leaders, but these are the main ones I have gleaned from Dr. Andy (see neillieleadershipgroup.com).  I’d love my readers to comment on this subject and to give their ideas concerning what makes a good leader.  Feel free to give your ten cents.  I want to grow as a leader too and your comments can help me.

Balance So You Don't Burn-Out

Balance so you don't Burn-Out 

 I thought I was going to have to miss this morning’s business prayer group and the larger gathering because of a doctor’s appointment I was reminded of late last week.  But, as it turns out, the doctor ended up having to go on a medical mission trip and thus we rescheduled.  So, I made it to both groups.  The insurance claim adjuster also showed up to our prayer group because he said that he had to stay an extra week to finish up his business.  He was still staying at that short-term furnished housing business and just wanted not to feel so isolated and alone.  He thanked us for including him.  When we did pray it was all about personal concerns that I don’t need to bring up here, but after the time all four of us felt like we had been heard supernaturally and would be blessed because we had taken out the intentional time to seek God for His help.  Business-wise, Josh did add that he needed extra prayer for his Lubbock Landscaping crew, but that was really all of the business updates.

As for the larger business gathering, we had a guy named Thomas (asked us to call him Tom) who was the head of a brokerage firm in the area.  He was asked to speak about how to keep ourselves relaxed in the midst of stressful situations and also how to connect better with our employees.  As for the former topic, Tom said that it was vital for us to pay attention to our health – body, mind and soul.  He told us that if we weren’t always evaluating our lives in a holistic way we could easily break down either through long term emotional erosion or through a negative shift in our industry.  He reminded us that while our jobs are important, our other hours of the day need to be focused on so we can maintain a balance.  He said that we needed to take our personal days and use them for fun and relaxation – not to get caught up on home-work.  He told us that in the past he had failed to take into account how much stress he was taking on and how little time he was giving to breathe and to eat right and to exercise and to have fun.  He said this led to him having a small stroke that the doctors attributed to his tendency to live an imbalanced life.  I appreciated how honest Tom was with this topic.  In the business world, not too many people like to put their weaknesses out there for others to judge – but Tom seemed to sincerely care about our well-beings.  Cool guy.  As far as connecting with our employees, he mainly said that we should take each one of our employees out to eat at lunch so that we could talk about non-work things – just to get to know each other better – to encourage the people working for us.  He said that his employees have always liked being treated to lunch with him (free meals rock) and how this has created a better personal bond with each individual at the company he runs.  Overall it was a good talk – a little general, but still good.

So readers, what is your opinion of finding balance in your life?  How do you spend your non-work hours?  Have you ever felt super stressed out to the point that you made yourself sick?  If so, what adjustments have you made since to help keep that huge measure of stress out of the way?  Also, what do you think of taking each individual in your company to lunch just to create a more personal bond?  If you are an employee, what do think that this would do for you?  Thanks in advance for your comments and questions.  See you next week.

Uniformity and Constant Advertising - Week Fifty-Eight

Uniformity and Constant Advertising - Week Fifty-Eight

I came to this group business meeting armed with pastries from the coffee shop.  I was feeling generous and hungry and I figured why not bless my colleagues.  They have given so much to me and I thought it would be nice to be nice to all of them.  To all of the gluten-free people, I say sorry.  This was all wheat and flour.  Anyway, I prayed with Josh about his lawn care and Liz about her Lubbock catering business.  They both said that things were going good with their businesses and I echoed that.  It’s so nice to have work go so smoothly.  We had a visitor in town who asked if we minded that we joined us.  He was a fire damage adjuster just in town for a week.  He was staying in a nearby short-term furnished housing space and saw that we were in a prayer group and was bold enough to ask his way in.  His name was Bill and he was nice.  It was cool to hear a new voice lifting up prayers alongside us.

So now to the larger business gathering – we had a woman named Julia, who was a leadership trainer, speak to us today.  She talked about how we can build a strong team culture with some simple changes.  She said that even though she and most people appreciated individuality, there was a lot of value in providing uniforms for employees so that their clothing would show to the public and to their fellow workers that they were all about the same business.  Even if it was just the same apron (like at Starbucks) or a full-on uniform, she said that there were statistics that showed increased worker happiness and even greater efficiency.  Julia also said that if we had work vehicles, we should get them wrapped with vinyl that showed our name, slogan and colors prominently so that we were constantly advertising.  This was a great idea to me and I can’t believe I haven’t done this with my workers.  They all drive company trucks but there is no uniform design painted or wrapped around them.  I have been wasting all of this time advertising on radio and TV, when I should have just put my company’s name on trucks that go around everywhere – not that I will dump all of my advertising dollars in this stuff, but I will definitely add these designs to my trucks.  Everyone else seems to be doing it, so what am I waiting for?

So readers, what do you think about having employees wearing the same clothes to work?  How would you do this?  Would you have them wear some sort of badge to show their name and position?  Also, would you or do you already have rolling advertisements?  What is a good price for doing something like this?  Hit me back on your comments and I will take your advice into consideration.  Thanks in advance…

Help is on the way!

Help is on the way!

Don’t you love it when you discover something valuable when you are in a crisis – something that lightens your load and makes you hope again?  There are certainly many troubles in this life that we all experience and if something or someone comes along and helps you to get through them, it brings relief and usually ends up in gratitude.  Sometimes we have to let other people know that we need help – Too often we roll around in our current problems and everyone thinks we are doing fine.  Sometimes we need to reach out for help.

One example of trouble that unfortunately hits a lot of us is when there is destruction of some sort, which damages our home, our possessions and sometimes even our places of employment.  This trouble could come in the form of water damage, fire damage, flood damage, mold and other things.  When these sorts of things happen we can easily be stopped in our tracks and be left in crisis.  And when in that crisis we need someone to come along and help us through it.  Thankfully, there are people who can do that – professionals who make it their life’s work to help people get their lives back on track when such destruction strikes.  These insurance claims consultants are called public adjusters and they will passionately fight for you to get a proper settlement from your insurance company.  They know the process of doing this better than anyone else and you just have to let them know what your damage is. 

It’s not easy to get a fair settlement from an insurance company and a lot of people get less than they need to rebuild.  This is too bad.  I suggest that if any of these troubles affect you at any point, you reach out for help from these people.  I recommend one company in particular.  They are called Abba Claims and they have offices all over Texas.  Look them up on the web at www.abbaclaims.com and get the help you need. 

Fire Damage Claims Dallas

Fire Damage Claims Dallas 

I had a leadership development guru invite me to a business leader group that meets early every Thursday morning.  I figured that if this guy thought this meeting would be good, I might as well join in.  I can use every piece of good advice I can get.  Anyway, one of the speakers for the day was a man who runs a Texas public adjuster firm.  I had never heard of a public adjuster and so I was intrigued about what he was going to say.  He explained what he did by using a fire damage claim in Dallas as an example of what his company does.  Someone had a fire at their home and was trying their best to get their fire insurance claim taken care of so that they could get enough money to take care of the devastation that happened in their house.  This guy said that most people try to navigate this insurance claim on their own and as a result don’t get a fair settlement.  He said that more people should consider hiring a public adjuster – Public adjusters are the people who partner with people who have had to face all sorts of damage – from water and flood damage to fire and mold damage.  Public adjusters go to bat for them and stand as a sort of mediator between the insurance company and the person who has had the damage occur to them.  They fight to make sure the insurance company doesn’t hold back on giving a fair settlement.  They basically get you more money from the insurance companies so that you can get your life back in order.

After explaining what a public adjuster is, this man took the principle of “More” and talked about how as leaders we should always be thankful for what we have, but that we should also be looking for ways to get more profits, more satisfied customers and more strong managers.  It was a very good talk and I was glad I went to the meeting.  I think I’ll go back next week.

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